Effective as of October 10, 2016.
1. Information Collected From You On the platform
Information You Submit to Us
You may provide information to us through the platform, such as the following:
> Contact information, such as name, telephone number, and email address.
> Profile information, such as date of birth, gender and photograph
Personal information in content you post
Additional information we request to verify your identity for certain Platform-related activities such as receiving a payment.
Cookies & Automatically Collected Information
Cookies are files that websites send to your computer or other Internet-connected device to uniquely identify your browser or to store information or settings on your device. Our Platform may use HTTP cookies, HTML5 cookies, Flash cookies and other types of local storage (such as browser-based or plugin-based local storage). Your browser may tell you how to be notified when you receive certain types of cookies and how to restrict or disable certain cookies. You also may be able to delete your Flash cookies or adjust your Flash cookie settings by visiting the Adobe Flash Website Storage Settings Manager by following Adobe's instructions here (instructions vary depending on your operating system and version of Flash). Please note, however, that without cookies you may not be able to use all of the features of our Platform.
Through our apps, we may collect information similar to the data mentioned above. We also may collect unique device identifiers (for example, advertising IDs) and other mobile-specific types of information. For example, depending on your device settings, we may collect your device's geolocation.
2. Use of Your Information
We use the information we collect to provide the platform and for other purposes, including to generate advertising-related revenue that supports the platform. Uses include:
> To verify your identity;
> To create, tailor, deliver, and analyze the effectiveness of advertising and promotional material;
> To process payments and other transactions on or with the platform;
> To administer contests;
> To contact you for other purposes;
> To moderate content and to try to keep the platform safe;
> To detect, investigate or respond to security issues;
> To analyze, customize and personalize the service;
> To improve the platform and to research and develop innovative features and new platforms
> To safeguard our and others' rights or property;
> To create aggregated, anonymized or de-identified information, which we may use and disclose without restriction;
> To administer and troubleshoot the platform.
3. Sharing Your Information
We may share your information to provide services and for other purposes. For example, we may share your information:
As part of the expanding and evolving social aspects of the platform, for example:
> We may publish your profile information (subject to any applicable settings); your name and username; your friend list; the people you follow or those who follow you; your tree; and your likes and comments;
> Subject to your settings, we may publish the content you post;
> We may publish information through other sharing and publishing features on the platform;
> We may offer a feature in which we allow anyone with your contact information (such as email address or telephone number) to find you through our search bar or through other tools we may provide, such as contact importers, even if you have not shared your contact information with them on the platform;
> If you connect your crediboo account to your account on another platform (for example, to enable cross-posting), we and the other platform may exchange registration info, profile info, or other details;
> With the recipient of a payment you make on the platform;
> At your direction (such as when you authorize a third-party app to access your crediboo account);
> With companies that perform services for us, with us, or on our behalf, including without limitation advertising and data companies, payment processors, providers of technical infrastructure and support, order fulfilment companies, content moderation companies, and e-mail service providers;
> With our affiliates and joint marketing partners;
> To detect and address fraud, security or technical issues;
Without restriction when the information is aggregated, anonymized or de-identified
In connection with significant corporate events (for example, we may share or disclose information we have about you in the event we sell or transfer all or a portion of our business or assets such as in connection with a merger, acquisition, reorganization, bankruptcy, dissolution or liquidation or take steps in anticipation of any such event);
In any other circumstance where we have your consent or are otherwise permitted by law to share it.
4. Online Analytics, Advertising and Do-Not-Track
Online Analytics Providers
To help us better understand your use of the platform, we may use third-party analytics on our Platform, such as Google Analytics. These third parties use the sorts of technologies described in the "Automatically Collected Information" section above. The information collected by this technology will be disclosed to or collected directly by these service providers. (We also may use Google Analytics as described in the following section.) To restrict Google Analytics' use of your information, you may install the Google Analytics Opt-Out Browser Add-on.
Advertising Technology Providers
Data about your activities on our Platform may be collected by advertising technology providers for use in delivering advertising tailored to your individual interests on other websites and online services. These ad platforms may track your online activities over time by collecting information through automated means, including through the use of the automated technologies described above, and they may use this information, and other information we provide them, to show you advertisements that are tailored to your individual interests and/or based on prior visits to our Platform. We and third-party vendors may use first-party cookies and third-party cookies together, and other automated technologies, and in some cases additional information,
> to inform, optimize, and serve ads based on past visits to our Platform and
> to report how our ad impressions, other uses of ad platforms, and interactions with these ad impressions and ad platforms are related to visits to our Platform.
You may visit the Network Advertising Initiative's Consumer Opt-Out Link , the European Interactive Digital Advertising Alliance "Your Online Choices" page or the Digital Advertising Alliance's Consumer Opt-Out Link to opt out of receiving tailored advertising based on your Internet browsing activities from companies that participate in those programs. Some of our advertising-related activities may involve the services of companies that do not participate in those programs. To opt out of Google Analytics for Display Advertising or customize Google Display Network ads, you can visit the Google Ads Settings page. The opt-outs apply only to the browser in which you set them. For example, if you set the opt-out while using Firefox, but then use Chrome, the opt-out will not be active in Chrome. To opt out in Chrome, you will need to repeat the opt-out process.
Similar data collection takes place via our apps for advertising purposes. Modern versions of Apple iOS and Android provide certain ad-related preferences that will be communicated to companies collecting data for in-app advertisements. For more information, or to use these mechanisms, consult your device settings.
Do Not Track Disclosure
Some third parties' data collection tools or embedded content or plugins on the platform, such as videos that users post on the platform, may allow their operators to learn about your interaction with our Platform, and they may combine this information with other, identifiable information they have collected about your visits to other websites or online platforms. These third parties may handle this information, and other information they directly collect through their technology, pursuant to their own privacy policies. We do not change our own collection of information in response to web browser "do-not-track" signals or other third-party tools that let consumers exercise choice regarding the collection of personally identifiable information. Also, we generally do not require third parties collecting information on our websites and online platforms to respond to these technologies.
5. Your Choices, and How to Remove Your Content and Information
We offer a variety of convenient self-serve options for updating your information and indicating your preferences. From the Settings page of your account (accessible by clicking on your name on the upper right corner of crediboo.com):
6. Deleting Your Account
Request deletion of your crediboo account by clicking here while logged in. We reserve the right to permanently erase your account from our systems immediately or at any time after we receive the request or to preserve a record of the account for some time for legitimate business purposes and as required by law. In some cases, the deletion process may take some time. Account deletion may not ensure complete or comprehensive removal of the content or information you posted on the platform.
7. International Data Transfers
8. Information Security
We understand the importance of the security of the information we collect, but we cannot promise that our security measures will eliminate all security risks or succeed in avoiding security breaches. When you provide information to us, you do so at your own risk. Please help to do your part by taking steps such as
(1) using a strong, unique password for our Platform that never has and never will be used anywhere else,
(2) protecting the confidentiality of your password, and periodically changing it,
(3) accessing our Platform only from devices that have an up-to-date operating system and up-to-date security software, and
(4) notifying us of any suspected unauthorized activity or any breach of the confidentiality of your password. If the confidentiality of your password has been breached, you also must change your password immediately via your "Settings" page on crediboo.com. Taking these steps will not guarantee security but may help lower the risk or impact of certain security threats.
The platform is not intended for use by children under the age of 13. We do not knowingly collect (or knowingly allow any third party to collect) personal information from persons under the age of 13. If we become aware that personal information has been collected from a person under the age of 13, we will delete this information and terminate the person's account. If you believe that we may have collected personal information from a child under the age of 13, please contact us using the contact information below or report that user through the "report" button on their profile page.
10. Third Party Links and Platforms
11. Changes to this Policy
12. Contact Us